What You Need to Know About Collision Coverage in New York State

Wednesday, May 30, 2018 16:58

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The State of New York has strict requirements regarding auto insurance. All drivers are legally required to carry liability insurance that offers $25,000 in coverage for bodily injuries sustained to one person, $50,000 for bodily injuries sustained by two or more people, and $25,000 for property damage. Driving a vehicle Read More…

What are the Penalties for Driving without Insurance in New York?

Tuesday, May 29, 2018 15:57

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In the State of New York, operating a motor vehicle without insurance is deemed a criminal offense. According to the New York Motor Vehicle Financial Responsibility Law, drivers are required to carry a liability insurance policy that has a bare minimum of 25/50/10 coverage – $25,000 to cover the injuries Read More…

Comprehensive Auto Insurance in New York State

Monday, May 28, 2018 17:53

In the State of New York, drivers are legally required to carry liability insurance on their vehicles. This type of insurance protects you, your passengers, and others on the road from the damages that can occur in an accident, preventing you or someone else from having to pay for things Read More…

Property Damage Protection Coverage in New York State

Thursday, May 24, 2018 17:03

In the State of New York, motorists are required to carry liability insurance coverage. This type of insurance includes property damage protection, which covers the cost of damages that others sustain in the event of a motor vehicle accident. This damage can include any type of personal property, such as Read More…

What is the New York Automobile Insurance Plan (NYAIP)?

Wednesday, May 23, 2018 20:02

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As a no-fault auto insurance state, auto insurance providers are required to cover the cost of medically related injuries and damages that occur in the event of an auto accident, no matter who is responsible for the accident. The No-Fault Law was enacted in New York in 1974. The purpose Read More…

Personal Injury Protection in New York State

Tuesday, May 22, 2018 20:22

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New York is a no-fault insurance state. As such, motorists within this state are legally required to carry Personal Injury Protection. Personal Injury Protection (PIP) provides medically related benefits for injuries that drivers and passengers sustain as a result of a car accident, regardless of who is at fault. What Read More…

New York No-Fault Auto Insurance Laws and Regulations

Monday, May 21, 2018 16:07

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What is no-fault auto insurance? What are the no-fault insurance laws in New York State? Below, we explain what no-fault means and how it applies to all drivers in New York. The Implementation of No-Fault Laws in New York New York became a no-fault insurance state in the 1970s when Read More…

What Car Insurance Do New Drivers Need In New York?

Saturday, May 19, 2018 22:18

Paying for auto insurance isn’t something that anyone really wants to do, especially new drivers, such as teens and students. However, in the state of New York where the roads are often busy and the weather can be hazardous, vehicle accidents are almost inevitable, so auto insurance is really a Read More…

Bodily Injury Protection in the State of New York

Thursday, May 17, 2018 14:49

New York is a no-fault insurance state. Under the state’s No-Fault Law, motorists are required to carry liability coverage, and insurance companies are required to provide coverage for injuries that are sustained as the result of a motor vehicle accident, no matter who was at fault. Of all the things Read More…

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